Errors and Omissions (E&O) Insurance for Architects and Engineers
We're an insurance agency that provides errors and omissions (E&O) insurance, also known as professional liability insurance, to all types of architects and engineers from a variety of insurance companies in select states.
Our goal is to provide you with exceptional service by placing your E&O coverage with a highly rated carrier and by lowering your costs.
As brokers, we are not tied to any insurance company and have access to all carriers on the market. We continually research the market to find the carriers that offer E&O coverage at the lowest rates.
Whether you already have E&O coverage and wish to lower your costs, or are looking for your first E&O policy, we will provide you with a list of quotes from 'A' rated carriers.
To obtain quotes, please first verify that your state is on the list of states we serve (see below). Complete an application and send it back to us. If you already have a recently completed application from a different broker or company, we will gladly accept it.
Call us at 1-877-245-5887 if you have any questions or wish to discuss your errors and omissions needs. We're looking forward to earning your business.
Do Architects and Engineers need E&O Coverage?
Design professionals face exposure to E&O and malpractice lawsuits based on alleged breach of contract and failure to exercise due care. If found responsible or as having been negligent, they can be held responsible for significant damages.
Even if a lawsuit is not justified, design professionals still face costly legal fees. It is therefore vital for design professionals to have the proper E&O protection.
Engineers Errors and Omissions Insurance
We provide E&O insurance to all engineering specialties, including:
- Civil Engineers
- Structural Engineers
- Geotechnical Engineers
- Mechanical Engineers
- Electrical Engineers
- Transportation Engineers
- Chemical Engineers
- Environmental Engineers
- Materials Engineers
No matter how well an engineering project is completed, the potential for actual or alleged errors and omissions never disappears. This is why engineers need E&O insurance.
Architects Errors and Omissions Insurance
Architects, just like engineers, face the possibility of being sued for any type of actual or alleged errors and omissions, no matter how well a project was completed. Even if the allegations are not justified, they can still face significant legal fees. This is why they should have the appropriate protection provided by E&O insurance.
We offer E&O insurance to architects working in all fields, including design, construction, and interior design working on residential, commercial, or industrial projects.
Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Illinois, Indiana, Iowa, Kansas, Louisiana, Maine, Maryland, Michigan, Minnesota, Missouri, Nebraska, Nevada, New Jersey, New York, North Carolina, North Dakota, Oklahoma, Ohio, Oregon, Pennsylvania, Tennessee, Texas, Utah, Vermont, Washington, Wisconsin, Wyoming.
What Coverage does an E&O Insurance Policy provide Design Professionals?
Errors and omissions insurance provides coverage for claims made against design professionals by reason of a negligent act, error or omission in the performance of professional services.
Errors and omissions insurance policies for design professionals are typically issued on a claims made basis. This type of policy provides coverage for claims reported during the policy period which are the result of on an act, error, or omission incurred on or after the retroactive date. The retroactive date in effect determines the beginning of coverage.
What Policy Limits and Deductibles are Available to Design Professionals?
Errors and omissions insurance policy limits start at $100,000/$100,000 (per claim/annual aggregate) up to policy limits of $5 million/$5 million. The most common policy limits for errors and omissions are $1 million/$1 million. Deductibles starting at $1,000 are generally available to design professionals.