North Carolina Architects and Engineers Errors and Omissions (E&O) Insurance

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Do North Carolina Architects and Engineers need E&O Insurance?

Architects and engineers in North Carolina face exposure to E&O and malpractice lawsuits based on alleged breach of contract and failure to exercise due care. If found responsible or as having been negligent, North Carolina architects and engineers can be held responsible for significant damages.

Even if a lawsuit is not justified, North Carolina architects and engineers still face costly legal fees.

It is therefore vital for architects and engineers in North Carolina to have the proper E&O insurance protection.

North Carolina Engineers Errors and Omissions Insurance (E&O)

We provide E&O insurance to all engineering specialties in North Carolina, including:

    Civil Engineers
    Structural Engineers
    Geotechnical Engineers
    Mechanical Engineers
    Electrical Engineers
    Transportation Engineers
    Chemical Engineers
    Environmental Engineers
    Materials Engineers

No matter how well an engineering project is completed, the potential for actual or alleged errors and omissions never disappears. This is why North Carolina engineers need E&O insurance.

North Carolina Architects Errors and Omissions Insurance (E&O)

North Carolina Architects, just like North Carolina engineers, face the possibility of being sued for any type of actual or alleged errors and omissions, no matter how well a project was completed. Even if the allegations are not justified, North Carolina architects can still face significant legal fees. This is why North Carolina architects should have the appropriate protection provided by E&O insurance.

We offer E&O insurance to architects in North Carolina working in all fields, including design architects, construction architects, and interior design architects working on residential, commercial, or industrial projects.

What Coverage does an E&O Insurance Policy provide North Carolina Architects and Engineers?

E&O insurance provides coverage for claims made against North Carolina architects and engineers by reason of a negligent act, error or omission in the performance of professional services.

E&O insurance policies for architects and engineers in North Carolina are typically issued on a claims made basis. This type of policy provides coverage for claims reported during the policy period which are the result of on an act, error, or omission incurred on or after the retroactive date. The retroactive date in effect determines the beginning of coverage.

What Policy Limits and Deductibles are Available to North Carolina Architects and Engineers?

Architects and engineers in North Carolina can choose E&O insurance policy limits starting at $100,000/$100,000 (per claim/annual aggregate) up to policy limits of $5 million/$5 million. The most common policy limits for E&O insurance are $1 million/$1 million. Deductibles starting at $1,000 are available to North Carolina architects and engineers.