New York E&O insurance for engineers
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New York Architects and Engineers Errors and Omissions (E&O) Insurance

(For states other than New York, please select from the menu on the right)

Do New York Architects and Engineers need E&O Insurance?

Architects and engineers in New York face exposure to E&O and malpractice lawsuits based on alleged breach of contract and failure to exercise due care. If found responsible or as having been negligent, New York architects and engineers can be held responsible for significant damages.

Even if a lawsuit is not justified, New York architects and engineers still face costly legal fees.

It is therefore vital for architects and engineers in New York to have the proper E&O insurance protection.

New York Engineers Errors and Omissions Insurance (E&O)

We provide E&O insurance to all engineering specialties in New York, including:

    Civil Engineers
    Structural Engineers
    Geotechnical Engineers
    Mechanical Engineers
    Electrical Engineers
    Transportation Engineers
    Chemical Engineers
    Environmental Engineers
    Materials Engineers

No matter how well an engineering project is completed, the potential for actual or alleged errors and omissions never disappears. This is why New York engineers need E&O insurance.

New York Architects Errors and Omissions Insurance (E&O)

New York Architects, just like New York engineers, face the possibility of being sued for any type of actual or alleged errors and omissions, no matter how well a project was completed. Even if the allegations are not justified, New York architects can still face significant legal fees. This is why New York architects should have the appropriate protection provided by E&O insurance.

We offer E&O insurance to architects in New York working in all fields, including design architects, construction architects, and interior design architects working on residential, commercial, or industrial projects.

What Coverage does an E&O Insurance Policy provide New York Architects and Engineers?

E&O insurance provides coverage for claims made against New York architects and engineers by reason of a negligent act, error or omission in the performance of professional services.

E&O insurance policies for architects and engineers in New York are typically issued on a claims made basis. This type of policy provides coverage for claims reported during the policy period which are the result of on an act, error, or omission incurred on or after the retroactive date. The retroactive date in effect determines the beginning of coverage.

What Policy Limits and Deductibles are Available to New York Architects and Engineers?

Architects and engineers in New York can choose E&O insurance policy limits starting at $100,000/$100,000 (per claim/annual aggregate) up to policy limits of $5 million/$5 million. The most common policy limits for E&O insurance are $1 million/$1 million. Deductibles starting at $1,000 are available to New York architects and engineers.