Illinois E&O insurance for engineers

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Illinois Architects and Engineers Errors and Omissions (E&O) Insurance

(For states other than Illinois, please select from the menu on the right)

Do Illinois Architects and Engineers need E&O Insurance?

Architects and engineers in Illinois face exposure to E&O and malpractice lawsuits based on alleged breach of contract and failure to exercise due care. If found responsible or as having been negligent, Illinois architects and engineers can be held responsible for significant damages.

Even if a lawsuit is not justified, Illinois architects and engineers still face costly legal fees.

It is therefore vital for architects and engineers in Illinois to have the proper E&O insurance protection.

Illinois Engineers Errors and Omissions Insurance (E&O)

We provide E&O insurance to all engineering specialties in Illinois, including:

    Civil Engineers
    Structural Engineers
    Geotechnical Engineers
    Mechanical Engineers
    Electrical Engineers
    Transportation Engineers
    Chemical Engineers
    Environmental Engineers
    Materials Engineers

No matter how well an engineering project is completed, the potential for actual or alleged errors and omissions never disappears. This is why Illinois engineers need E&O insurance.

Illinois Architects Errors and Omissions Insurance (E&O)

Illinois Architects, just like Illinois engineers, face the possibility of being sued for any type of actual or alleged errors and omissions, no matter how well a project was completed. Even if the allegations are not justified, Illinois architects can still face significant legal fees. This is why Illinois architects should have the appropriate protection provided by E&O insurance.

We offer E&O insurance to architects in Illinois working in all fields, including design architects, construction architects, and interior design architects working on residential, commercial, or industrial projects.

What Coverage does an E&O Insurance Policy provide Illinois Architects and Engineers?

E&O insurance provides coverage for claims made against Illinois architects and engineers by reason of a negligent act, error or omission in the performance of professional services.

E&O insurance policies for architects and engineers in Illinois are typically issued on a claims made basis. This type of policy provides coverage for claims reported during the policy period which are the result of on an act, error, or omission incurred on or after the retroactive date. The retroactive date in effect determines the beginning of coverage.

What Policy Limits and Deductibles are Available to Illinois Architects and Engineers?

Architects and engineers in Illinois can choose E&O insurance policy limits starting at $100,000/$100,000 (per claim/annual aggregate) up to policy limits of $5 million/$5 million. The most common policy limits for E&O insurance are $1 million/$1 million. Deductibles starting at $1,000 are available to Illinois architects and engineers.