California E&O insurance for engineers
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California Architects and Engineers Errors and Omissions (E&O) Insurance

(For states other than California, please select from the menu on the right)

Do California Architects and Engineers need E&O Insurance?

Architects and engineers in California face exposure to E&O and malpractice lawsuits based on alleged breach of contract and failure to exercise due care. If found responsible or as having been negligent, California architects and engineers can be held responsible for significant damages.

Even if a lawsuit is not justified, California architects and engineers still face costly legal fees.

It is therefore vital for architects and engineers in California to have the proper E&O insurance protection.

California Engineers Errors and Omissions Insurance (E&O)

We provide E&O insurance to all engineering specialties in California, including:

    Civil Engineers
    Structural Engineers
    Geotechnical Engineers
    Mechanical Engineers
    Electrical Engineers
    Transportation Engineers
    Chemical Engineers
    Environmental Engineers
    Materials Engineers

No matter how well an engineering project is completed, the potential for actual or alleged errors and omissions never disappears. This is why California engineers need E&O insurance.

California Architects Errors and Omissions Insurance (E&O)

California Architects, just like California engineers, face the possibility of being sued for any type of actual or alleged errors and omissions, no matter how well a project was completed. Even if the allegations are not justified, California architects can still face significant legal fees. This is why California architects should have the appropriate protection provided by E&O insurance.

We offer E&O insurance to architects in California working in all fields, including design architects, construction architects, and interior design architects working on residential, commercial, or industrial projects.

What Coverage does an E&O Insurance Policy provide California Architects and Engineers?

E&O insurance provides coverage for claims made against California architects and engineers by reason of a negligent act, error or omission in the performance of professional services.

E&O insurance policies for architects and engineers in California are typically issued on a claims made basis. This type of policy provides coverage for claims reported during the policy period which are the result of on an act, error, or omission incurred on or after the retroactive date. The retroactive date in effect determines the beginning of coverage.

What Policy Limits and Deductibles are Available to California Architects and Engineers?

Architects and engineers in California can choose E&O insurance policy limits starting at $100,000/$100,000 (per claim/annual aggregate) up to policy limits of $5 million/$5 million. The most common policy limits for E&O insurance are $1 million/$1 million. Deductibles starting at $1,000 are available to California architects and engineers.